Mortgage Banker - Freedom Mortgage Corporation - La Quinta, CA

Freedom Mortgage Corporation, a full-service direct lender founded in 1990, has an excellent opportunity for a dynamic professional to join one of the nation’s leading mortgage companies.

Freedom Mortgage is a privately held, mortgage lender and servicer, licensed in all 50 states, with 9 operation centers nationwide. Rated A+ with the Better Business Bureau, Freedom Mortgage is a member of the Mortgage Bankers Association, the National Association of Mortgage Brokers, and is the 5th largest issuer of GNMA securities nationwide. Currently, we have over 4500 employees nationwide, we are funding over 4 billion dollars in loans a month and we have a servicing portfolio of over 87 billion dollars.

Freedom is characterized by an energetic, creative staff, and cutting edge technology. Our IT and processing systems allow us to approve and process mortgages quickly without jeopardizing quality. We have cultivated a fun team environment where there is opportunity to learn and develop within both the company and your career. With hard work, you’ll reap benefits both professionally and personally.

Responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES

RETAIL LOAN OFFICER

• The Loan Officer is responsible for proactively soliciting new residential mortgage business and sells current Freedom Mortgage’s products to meet established loan quality and production goals.
  


• Establishes, develops and maintains client referral relationships with Realtors, builders, Developers, and sales calls on potential or existing customers in order to develop new business and/or retain existing business.
  


• Keeps informed on trends, changes and developments in the local real estate market.
  


• Keeps up with what competitors are doing by keeping up-to-date with changing rules, regulations and guidelines from FHMA, FHLMC, FHA, and VA in addition to other investors and agencies.
  


• Keeps informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.
  


• Negotiates price, terms and conditions with mortgagors.
  


• Responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and prequalifying potential home buyers; taking complete and accurate applications; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.
  


• Maintains a professional image and standards consistent with company policies and procedures.
  

Qualifications:
RETAIL LOAN OFFICER

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

• Must have a current and active NMLS in good standing
  


• Must have State Licensing
  

Education and/or Experience:

Bachelor’s degree (B.A.) from four-year College or University; or one to two years related experience and/or training; or equivalent combination of education and experience as loan originator.

Language Skills:

Ability to read and comprehend instructions, correspondence, memos, and work place policies. Ability to analyze,interpret general business periodicals, professional journals, procedures and governmental regulations. Ability to write professional correspondences. Ability to write routine business reports. Ability to speak effectively with other employees and/or customers. Ability to present formal information in one-on-one and small group situations to customers and employees. Ability to present information and respond to questions from groups of administrators, managers, employees, customers and/or the general public.

*We offer competitive compensation, an excellent benefit package including medical, dental, vision, and (401k with employer match)!*